Georgia Certified Bankruptcy Law Specialist - Augusta, Columbia ...

Total bankruptcy filings in the United States decreased in February 2013 from a year ago. Consumer bankruptcy filings (Chapter 7 and Chapter 13 bankruptcy cases) decreased 21% while total commercial and business bankruptcy filings (Chapter 11 bankruptcy cases) decreased 29%. The lower filing rates are due, in part, to reduced consumer spending, lower interest rates, and tighter lending standards that prevent individuals and businesses from borrowing money.

Although February's filings were down from last year, they were up from January, 2013. Despite the lower filing numbers, Georgia ranked third behind Alabama and Tennessee of states with the highest per-capita bankruptcy filings. These numbers indicate that in Georgia, many consumers and businesses are still having trouble meeting regular expenses, paying house payments and mortgages, paying car payments, and paying medical bills and credit cards.

If you are having trouble paying bills and keep falling behind, call our office for a free initial bankruptcy consultation to learn what bankruptcy and non-bankruptcy options are available to help restore your financial stability. Todd Boudreaux is a bankruptcy attorney who is certified as a business and consumer bankruptcy law expert and can prepare you to file bankruptcy to save your home, car and financial future.

Source: http://www.augustabankruptcylawyers.com/2013/03/february-2013-bankruptcy-filings.html

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